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Sustainability is a popular buzzword, but what does it really mean? The UN Brundtland Commission defines sustainability as "meeting the needs of the present without compromising the ability of future generations to meet their own needs." To delve deeper into sustainability, the Philippine National Bank (PNB) held its full-day Sustainability Thought Leadership Workshop with the theme "SUMMIT FOR SUSTAINABLE GROWTH – ENABLING PATHWAYS, BREAKING BARRIERS" last November at Century Park. Organized by SVP Jean Marie Baruelo, PNB’s Corporate Sustainability Head, this event marked a crucial step forward as the Board of Directors and Senior Management convened to strengthen PNB’s commitment to sustainability. Partnering with the International Finance Corporation, S&P Global, the University of the Philippines Los Baños, and the World Wildlife Fund, PNB aims to build long-term sustainable growth that benefits everyone—stakeholders, the bank, communities served, and future generations. The event was spearheaded by PNB President Florido "Doy" Casuela and SVP Baruelo. "Sustainability is no longer at the margins of business; it is a mainstream strategy to build resilience and future-proof our organization," stated PNB Chairman Edgar Cua. "While regulatory requirements have spurred the acceleration of sustainability integration into businesses, successful implementation and achievement of sustainability goals, particularly for banks, can only be gained by viewing sustainability as a natural part of risks and opportunities. Businesses will either adapt and gain access to the opportunities or neglect the risks and bear the effects of climate risks and fragmented or misaligned strategies." He also noted key areas for sustainability integration highlighted by asset managers globally. With the vision to achieve the triple bottom line – People, Planet, Prosperity – the workshop provided valuable insights, helping stakeholders understand how to align with the latest Environmental, Social, and Governance (ESG) trends and make impactful changes to achieve greater resilience and future-proof the bank. WWF Philippines Chief of Party Edgardo Tongson discussed Nature and Biodiversity Loss and the Sustainable Banking Assessment of top Philippine banks based on public disclosures on ESG metrics and indicators pertaining to Purpose, Policies, People, Products, and Portfolio. International Finance Corporation (IFC) Senior Climate Finance Specialist Quyen Thuc Nguyen, who flew in from Washington, DC, tackled global trends in sustainability strategies and how to integrate them into business activities for responsible banking and operations. IFC Climate Risk Lead for East Asia Pacific Paul Xavier Espinosa discussed Climate Risk Management trends, tools, and methodologies to measure, assess, and integrate Physical, Transition, and Climate Risks into the bank’s risk models for safe, sound, and sustainable banking. IFC Senior Operations Officer for the Asia and Pacific Region, Oluwatoyin Alake, shared how leading financial institutions can fulfill the critical role of channeling financing flows to sustainable green and social projects and leverage thematic capital markets for funding mobilization. A panel fireside chat, composed of PNB Board Chairman Cua, Director Enrico Alfiler, IFC speakers Ms. Nguyen, Mr. Espinosa, and Ms. Alake, and joined by S&P Global Regional Team Lead for Sustainability Analytics Services Terrence Teoh, was moderated by PNB EVP Francis Albalate. The discussion centered on how bank leadership can drive sustainable practices and ESG strategy. Mr. Teoh provided valuable insights on decarbonization pathways and reporting expectations, and tackled use cases of successful ESG transformation, emphasizing the criticality of top-down, bottom-up, inside-out, and outside-in sustainability alignment, integration, and cohesion. Bernadette Tongko-Magadia, UPLB Associate Dean of the College of Engineering and Agro-Industrial Technology, refreshed PNB on the Environmental and Social Risk Management System (ESRMS), highlighting critical areas and recommendations for decarbonization. Breakout sessions with small groups of board and senior management tackled case studies to produce key strategies and initiatives to embed sustainability in all facets of business and operations. Among the topics were: A fun activity involved participants engaging in gardening. Name tags were embedded with actual seeds, and participants "planted" their pencils in pots to support environmental objectives and symbolically pledge to nurture the seeds planted. May the seeds not just grow, but thrive towards meaningful ESG transformation! **** Ms. Tarriela is a former PNB Chairman and now serves as Board Advisor. She was Citibank’s first Filipina Vice President and a former Undersecretary of Finance. She is a director of Nickel Asia Corp., LTG Inc., and FINEX. An environmentalist, she founded Flor’s Garden in Antipolo.Information on these pages contains forward-looking statements that involve risks and uncertainties. Markets and instruments profiled on this page are for informational purposes only and should not in any way come across as a recommendation to buy or sell in these assets. You should do your own thorough research before making any investment decisions. FXStreet does not in any way guarantee that this information is free from mistakes, errors, or material misstatements. It also does not guarantee that this information is of a timely nature. Investing in Open Markets involves a great deal of risk, including the loss of all or a portion of your investment, as well as emotional distress. All risks, losses and costs associated with investing, including total loss of principal, are your responsibility. The views and opinions expressed in this article are those of the authors and do not necessarily reflect the official policy or position of FXStreet nor its advertisers. The author will not be held responsible for information that is found at the end of links posted on this page. If not otherwise explicitly mentioned in the body of the article, at the time of writing, the author has no position in any stock mentioned in this article and no business relationship with any company mentioned. The author has not received compensation for writing this article, other than from FXStreet. FXStreet and the author do not provide personalized recommendations. The author makes no representations as to the accuracy, completeness, or suitability of this information. FXStreet and the author will not be liable for any errors, omissions or any losses, injuries or damages arising from this information and its display or use. Errors and omissions excepted. The author and FXStreet are not registered investment advisors and nothing in this article is intended to be investment advice.Starmer to visit troops serving on Russian border in push for Ukraine support



Gill St. Bernard's rolls to sixth-straight Non-Public B titleEx-OpenAI engineer who raised legal concerns about the technology he helped build has died

EAST LANSING, Mich. — The sight was a common one for Andrew Kolpacki. For many a Sunday, he would watch NFL games on TV and see quarterbacks putting their hands on their helmets, desperately trying to hear the play call from the sideline or booth as tens of thousands of fans screamed at the tops of their lungs. When the NCAA's playing rules oversight committee this past spring approved the use of coach-to-player helmet communications in games for the 2024 season, Kolpacki, Michigan State's head football equipment manager, knew the Spartans' QBs and linebackers were going to have a problem. "There had to be some sort of solution," he said. As it turns out, there was. And it was right across the street. Kolpacki reached out to Tamara Reid Bush, a mechanical engineering professor who not only heads the school's Biomechanical Design Research Laboratory but also is a football season ticket-holder. Kolpacki "showed me some photos and said that other teams had just put duct tape inside the (earhole), and he asked me, 'Do you think we can do anything better than duct tape,?" Bush said. "And I said, 'Oh, absolutely.'" Bush and Rylie DuBois, a sophomore biosystems engineering major and undergraduate research assistant at the lab, set out to produce earhole inserts made from polylactic acid, a bio-based plastic, using a 3D printer. Part of the challenge was accounting for the earhole sizes and shapes that vary depending on helmet style. Once the season got underway with a Friday night home game against Florida Atlantic on Aug. 30, the helmets of starting quarterback Aidan Chiles and linebacker Jordan Turner were outfitted with the inserts, which helped mitigate crowd noise. DuBois attended the game, sitting in the student section. "I felt such a strong sense of accomplishment and pride," DuBois said. "And I told all my friends around me about how I designed what they were wearing on the field." All told, Bush and DuBois have produced around 180 sets of the inserts, a number that grew in part due to the variety of helmet designs and colors that are available to be worn by Spartan players any given Saturday. Plus, the engineering folks have been fine-tuning their design throughout the season. Dozens of Bowl Subdivision programs are doing something similar. In many cases, they're getting 3D-printed earhole covers from XO Armor Technologies, which provides on-site, on-demand 3D printing of athletic wearables. The Auburn, Alabama-based company has donated its version of the earhole covers to the equipment managers of programs ranging from Georgia and Clemson to Boise State and Arizona State in the hope the schools would consider doing business with XO Armor in the future, said Jeff Klosterman, vice president of business development. XO Armor first was approached by the Houston Texans at the end of last season about creating something to assist quarterback C.J. Stroud in better hearing play calls delivered to his helmet during road games. XO Armor worked on a solution and had completed one when it received another inquiry: Ohio State, which had heard Michigan State was moving forward with helmet inserts, wondered if XO Armor had anything in the works. "We kind of just did this as a one-off favor to the Texans and honestly didn't forecast it becoming our viral moment in college football," Klosterman said. "We've now got about 60 teams across college football and the NFL wearing our sound-deadening earhole covers every weekend." The rules state that only one player for each team is permitted to be in communication with coaches while on the field. For the Spartans, it's typically Chiles on offense and Turner on defense. Turner prefers to have an insert in both earholes, but Chiles has asked that the insert be used in only one on his helmet. Chiles "likes to be able to feel like he has some sort of outward exposure," Kolpacki said. Exposure is something the sophomore signal-caller from Long Beach, California, had in away games against Michigan and Oregon this season. Michigan Stadium welcomed 110,000-plus fans for the Oct. 26 matchup between the in-state rivals. And while just under 60,000 packed Autzen Stadium in Eugene, Oregon, for the Ducks' 31-10 win over Michigan State three weeks earlier, it was plenty loud. "The Big Ten has some pretty impressive venues," Kolpacki said. "It can be just deafening," he said. "That's what those fans are there for is to create havoc and make it difficult for coaches to get a play call off." Something that is a bit easier to handle thanks to Bush and her team. She called the inserts a "win-win-win" for everyone. "It's exciting for me to work with athletics and the football team," she said. "I think it's really exciting for our students as well to take what they've learned and develop and design something and see it being used and executed." Get local news delivered to your inbox!

Luigi Mangione’s Hawaiʻi Friends Shocked By Arrest In UnitedHealthcare CEO ShootingLisa McHugh and daughter Hallie (Image: Instagram) Get the latest Belfast Live breaking news on WhatsApp Our community members are treated to special offers, promotions and adverts from us and our partners. You can check out at any time. More info Join us on WhatsApp Country singer Lisa McHugh has had to postpone her upcoming Belfast concert due to her daughter being in hospital. Earlier this week, she revealed her daughter Hallie had been hospitalised with the respiratory syncytial virus (RSV). On her Instagram, Lisa shared a heartfelt message alongside photos of Hallie, emphasising the importance of protecting children from this common yet potentially serious illness. Read more: Lisa McHugh shares update on daughter who is 'having a rough time' in hospital On Friday, Lisa confirmed that her show at Belfast's Ulster Hall would be unable to go ahead on November 30 and that she was "disappointed" but looking forward to the rescheduled show next year. In a statement on social media, she said: "After what has been a truly traumatic and extremely worrying time for my family over the last couple of weeks, and as it stands, still being unsure on when Hallie will be well enough to get home from hospital, we unfortunately will have to reschedule our show in the Ulster Hall on 30th November. "As disappointed as I am to do this, right now I have to put my baby, her wellbeing and my family first. Lisa McHugh with her daughter Hallie in hospital (Image: Instagram) "And as well as that, I want to be able to give all of you the performance you truly deserve. "All tickets will still be valid for the new date which will now be saturday 1st march or a full refund is also available at the point of purchase. "We are extremely grateful for your prayers, support and messages of well wishes to date and apologies for any inconvenience caused. "Look forward to seeing you all on March 1st." For all the latest news, visit the Belfast Live homepage here and sign up to our daily newsletter here. Story Saved You can find this story in My Bookmarks. Or by navigating to the user icon in the top right. Follow BelfastLive Facebook Twitter More On Ulster Hall Co FermanaghFirst on Fox: Trump Small Business Administration pick Loeffler to meet with GOP senators

Two charged in connection with Iran drone strike that killed 3 US troops in the Middle East

A new system to clamp down on time-wasting by goalkeepers is under consideration by football lawmakers. In a proposed change, which has already been tested in Premier League 2, goalkeepers would not be allowed to hold the ball for longer than eight seconds and if they did, a corner would be awarded to the opposition . Currently, a goalkeeper controlling the ball with their hand(s) for more than six seconds is punished by an indirect free kick being awarded. However, according to the International Football Association Board this is 'rarely enforced by referees' due to the difficulty in managing an indirect free-kick or it seeming too great an advantage. After succeess in current trials - in Malta goalkeepers have held the ball on 796 occasions and never exceeded eight seconds - the rule change is set to be expanded. Now Italy's under-20 league will see a similar implementation but with a throw-in awarded instead of a corner. Should the trial there also prove successful, changes could be made at higher levels of the game. Currently, the trial is available only in competitions that do not include teams from the top two domestic levels or senior ‘A’ international teams. "The data that’s coming out of it so far is very, very interesting, in that the two trials so far have been that if the goalkeeper is holding on to the ball too long, the referee will award a corner," said Patrick Nelson, the Irish FA’s chief executive and a board member of IFAB, reported by the Times. “The instances of corners being awarded are almost non-existent, which would indicate to us, certainly looking at the data, that the deterrent is exactly what we would want it to be at this point, and it’s speeding up the goalkeepers letting go of the ball and bringing it back into play. "The wrath of any coach for any goalkeeper who’s given away a corner or a throw-in that leads to a goal is always certainly going to mean the goalkeeper is not going to do that twice. It’s going to change goalkeeper behaviour." Updates have also been made to IFAB on the trial of only a captain being allowed to intereact with the referee in specific situation. Guidelines are in place for competitions not participating. The guidelines include: "To prevent players mobbing or surrounding the referee in major situations and following keyincidents or decisions: Only one player from each team – usually the captain – is allowed to approach the referee and,when doing so, they must always interact in a respectful manner; the referee may instruct/encourage players (verbally or with gestures) not to approach them; the team captains are responsible for helping to direct their team-mates away from the referee; players who approach/surround the referee when they are not permitted to do so may becautioned (yellow card); if appropriate, the referee may delay the restart of play to allow the captain(s) time to speak withtheir team-mates to explain a decision, demand proper behaviour. Join our new WhatsApp community and receive your daily dose of Mirror Football content. We also treat our community members to special offers, promotions, and adverts from us and our partners. If you don't like our community, you can check out any time you like. If you're curious, you can read our Privacy Notice. Sky has slashed the price of its Sky Sports, Sky Stream, Sky TV and Netflix bundle in an unbeatable new deal that saves £240 and includes 1,400 live matches across the Premier League, EFL and more.

Carbeeza Inc. Announces Resignation of 2 Members of the BoardRampant job, online scams remain a tough fight for Sarawak

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